To Debit Card experts, please see below.

 

Has anyone ever been a victim of ‘BIN surfing’ or ‘Brute Force BIN attacks’?   For those not familiar, this link explains how the fraudsters work the card base.

https://www.fintechnews.org/put-bin-attacks-in-the-trash/  We just received a Green Alert from JH of a fraud webinar on 1/22 and BIN attacks are part of the discussion.

 

 

Our bank has been hit pretty significantly over the last month and it isn’t slowing down. We are constantly trying to stay ahead of the fraud but it’s almost a losing battle.   Just when you think you have a rule in place to block the transactions, the fraudsters are on to another merchant for testing. 

 

Short of getting a new BIN and reissuing our cards (the advice we received from our fraud experts), we are looking for guidance on what else we can do to combat these attempts.  We’ve put fraud rules in place as they occur but are looking for other measures we can take that we may be overlooking.  Any advice from someone that has experienced this would be greatly appreciated!

 

Also, if there are any Marketing people out there that have experienced this, how did you communicate this to customers without causing panic and lead them to think the Bank has been ‘hacked’? 

 

Please contact me directly at xxxxxx@firstcitizensbank.com or call me at the number below.  I appreciate any and all advice!!

 

Thank you   

Renée

 

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Renée P Davis  |  Deposit Operations Manager, AVP  |  First Citizens Community Bank

1163 S Main St  |  Mansfield PA 16933  |  Office: 570-662-0426  |  Fax: 570-662-0485

 

 

 

 

 

 

 

 

 

 

 

 

 

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