Hi Lisa,

We use TruStage documents. This is what is in our EFT disclosure. Language is TruStage’s based on the option we chose (Fee is percentage of transaction). Is that what you are looking for?

Thanks,

Kelly

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From: xxxxxx@marug.simplelists.com <xxxxxx@marug.simplelists.com> On Behalf Of Lisa Otery
Sent: Wednesday, February 12, 2025 9:56 AM
To: xxxxxx@marug.simplelists.com
Subject: SilverLake MA-RUG Visa Fees for International Card Transactions

Is anyone currently passing along fees to Visa cardholders that perform international transactions who would be willing to share the verbiage related to this that you have in your EFT disclosure? This would be the transaction fee and not verbiage pertaining to the conversion rate to US dollars. We presently do not pass this along to our customers and wish to do so, however, I’m struggling to confirm how to verbalize this in the EFT disclosure. Any assistance is appreciated.

QNBbank.com

Lisa Otery

SVP Deposit Operations

P 215-538-5600 x5680

E xxxxxx@qnbbank.com

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